ICICI Bank vs IDFC First Bank – Share Price & Analysis (Updated Today)
The Indian banking sector has always been a favorite among long-term investors. Among the top-performing names are ICICI Bank and IDFC First Bank — two financial institutions that represent stability and growth potential.
In this blog, we’ll analyze:
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Their latest share prices (as of today)
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Financial ratios and performance
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Comparative analysis
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Investment outlook
📈 Latest Share Prices (as of October 16, 2025)
ICICI Bank Share Price Today
According to multiple financial data sources:
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Groww: ₹1,379.40
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Moneycontrol: Open – ₹1,368.00 | Previous Close – ₹1,375.80
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TradingView: Around ₹1,394.30
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Screener: Market Cap ≈ ₹9,86,552 Crore
📊 Summary:
The ICICI Bank share price is currently trading between ₹1,370 – ₹1,390 on NSE/BSE.
IDFC First Bank Share Price Today
From the latest data sources:
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Groww: ₹73.71
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Moneycontrol: Previous Close – ₹69.65
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Screener: ~₹72.80 | 52-Week High/Low: ₹78.50 / ₹52.50
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ICICI Direct: ₹73.71 (as of October 14, 2025)
📊 Summary:
The IDFC First Bank share price is trading between ₹70 – ₹75 range.
💼 Financial & Ratio Analysis
ICICI Bank – Financial Overview
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P/E Ratio: ~18.6×
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Book Value per Share: ₹441
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Dividend Yield: 0.8%
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ROE (Return on Equity): ~17.9%
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Market Cap: ~₹9.86 lakh crore
✅ Strengths:
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Strong retail and corporate banking base
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Consistent profit growth
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Robust balance sheet and low NPA levels
⚠️ Challenges:
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Competitive market
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Sensitive to RBI’s interest rate changes
IDFC First Bank – Financial Overview
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P/E Ratio: ~42×
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Book Value per Share: ₹52.60
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Dividend Yield: ~0.34%
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Market Cap: ~₹55,000 Crore
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52-Week Range: ₹78.50 – ₹52.50
✅ Strengths:
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Rapid branch expansion
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Strong focus on retail loan segment
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Positive long-term outlook
⚠️ Challenges:
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High P/E ratio (overvalued zone)
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Profit volatility in recent quarters (Q1 FY25 profit down ~32% YoY)
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Smaller scale compared to large private banks
⚖️ ICICI Bank vs IDFC First Bank – Comparison Table
| Feature | ICICI Bank | IDFC First Bank |
|---|---|---|
| Current Price | ₹1,370–₹1,390 | ₹70–₹75 |
| P/E Ratio | ~18.6 | ~42 |
| Market Cap | ₹9.86 Lakh Crore | ₹55,000 Crore |
| Profit Stability | High | Moderate |
| Risk Level | Low | High |
| Growth Potential | Steady | Aggressive but volatile |
| Best For | Conservative investors | High-risk, high-return investors |
💬 Expert Opinion
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ICICI Bank remains a blue-chip stock with consistent growth, strong fundamentals, and low risk.
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IDFC First Bank is a transformational growth story — appealing to investors willing to take higher risks for higher potential rewards.
Market experts suggest holding ICICI Bank for long-term stable growth, while IDFC First Bank can be considered a high-growth, mid-cap bet.
🧠 Investor Tips
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Diversify your portfolio – Don’t rely on a single banking stock.
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Track quarterly results – Keep an eye on NPA levels and loan growth.
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Use SIP (Systematic Investment Plan) – To average out market volatility.
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Avoid panic selling – Especially during small market corrections.
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Check valuations regularly – P/E ratio and book value help determine if a stock is over or under-valued.
📊 Conclusion
Both ICICI Bank and IDFC First Bank are major players in India’s private banking sector — but their risk profiles differ significantly.
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ICICI Bank = Large-cap, safe, and steady performer.
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IDFC First Bank = Mid-cap, growing fast but with higher market risk.
If you are a long-term investor, ICICI Bank offers stability and reliability.
If you are a growth-focused investor, IDFC First Bank could be a rewarding bet — provided you can handle short-term volatility.
NOTE:-
All the information in this article has been sourced from ChatGPT and is not official financial data. Readers are advised to verify all figures and updates through official sources before making any investment decisions.
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